How it works
Shop on the Sezzle app or shop directly from the merchant’s store and choose Sezzle at checkout.
Split your entire order into 4 interest-free payments over 6 weeks. No fees if you pay on time with zero impact to your credit.
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Sezzle is a payment solution that gives you the freedom to buy now and pay later – with no interest!
When you place an order through Sezzle, our unique approvals system reviews your account to determine what sort of repayment plan we can offer. In most cases, it’s 25% of the order total due up-front (also called your “downpayment” or “first installment”), with the remaining amount divided up across three more installments, each due two weeks apart. No interest, no up-front or hidden fees. In fact, as long as you pay off your installments on time, there are no fees at all!
When your order is placed, Sezzle pays the merchant in-full for the order immediately – so the merchant has their funds and is able to process your order just like if you had paid them in full with a credit card! This isn’t layaway, so the merchant fulfills your order within their normal shipping and processing times.
Our checkout is straight forward – simply shop at a merchant that offers Sezzle, select “Sezzle” at checkout, and we walk you through the rest of the process.
If that all sounds great to you (and we hope it does), there are a few requirements to get started shopping with Sezzle:
If you’re ready to get started, click here to sign up! If you’ve already signed up, click here to get shopping!
Sezzle does offer an upgraded account called Sezzle Up with a feature to build your credit, access to your limit, and a boost, as well as exclusive in-app merchants. At this time, Sezzle does not report activity to any credit bureaus for users not enrolled in Sezzle Up. You can read more about Sezzle Up and credit reporting:
One of the great benefits of using Sezzle is our ability to evaluate customer limits and potential approvals with every purchase attempt. Our automatic system reviews how long you’ve been a Sezzle shopper, the information you provided at sign up (the soft credit check), any order history with Sezzle, among a few other factors.
Because of our unique approval process, including the fact that we don’t have fixed limits, we’re able to provide our shoppers with a completely free service. If you were looking to place an order but were declined, over time placing smaller orders your purchasing power can increase. If you are a US shopper, you should be able to sign up for an upgraded account with Sezzle Up! This will give you access to your limit along with a one-time limit increase, access to exclusive in-app merchants, and the possibility to build your credit with Sezzle! Joining Sezzle Up is easy! You should see instructions on how to join Sezzle Up on your Sezzle dashboard.
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Shop on the Sezzle app or shop directly from the merchant’s store and choose Sezzle at checkout.
Split your entire order into 4 interest-free payments over 6 weeks. No fees if you pay on time with zero impact to your credit.
Download our app to shop at any of our stores, receive exclusive deals and the latest new products. Plus, keep important information at your fingertips including orders, payments, and rescheduling.
